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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,404 | $73,978+45.2% | $96,515+11.3% | $75,173+42.9% |
| Participation rate | 64.4% | 66.4%-2.0pp | 74.3%-9.9pp | 67.2%-2.8pp |
| Annual return | 23.71% | 26.72%-3.0pp | 35.73%-12.0pp | 160.72%-137.0pp |
| Employer contribution / active EE | $5,040 | $2,931+72.0% | $3,740+34.8% | $2,671+88.7% |
| Participant deferral / active EE | $8,862 | $3,660+142.1% | $4,880+81.6% | $4,126+114.8% |
| Admin fee / account holder | $5,193 | $5,219-0.5% | $6,735-22.9% | $5,651-8.1% |