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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,796 | $142,409-81.9% | $119,634-78.4% | $134,545-80.8% |
| Participation rate | 92.9% | 82.8%+10.0pp | 79.3%+13.6pp | 81.2%+11.6pp |
| Annual return | -24.39% | -12.46%-11.9pp | -14.98%-9.4pp | 418.37%-442.8pp |
| Employer contribution / active EE | $4,961 | $5,224-5.0% | $4,232+17.2% | $4,742+4.6% |
| Participant deferral / active EE | $2,173 | $6,468-66.4% | $5,601-61.2% | $6,401-66.1% |
| Admin fee / account holder | $572 | $13,594-95.8% | $10,329-94.5% | $11,431-95.0% |