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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,815 | $106,005-82.3% | $92,239-79.6% | $147,585-87.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 7.21% | 50.05%-42.8pp | 176.29%-169.1pp | 578.58%-571.4pp |
| Employer contribution / active EE | $956 | $4,333-77.9% | $3,680-74.0% | $4,876-80.4% |
| Participant deferral / active EE | $2,217 | $4,478-50.5% | $3,897-43.1% | $5,439-59.2% |
| Admin fee / account holder | $582 | $6,333-90.8% | $5,194-88.8% | $10,886-94.7% |