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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,350 | $154,193-95.9% | $130,045-95.1% | $139,466-95.4% |
| Participation rate | 93.8% | 82.0%+11.8pp | 78.5%+15.2pp | 80.3%+13.4pp |
| Annual return | 146.39% | 32.51%+113.9pp | -137.30%+283.7pp | 373.66%-227.3pp |
| Employer contribution / active EE | $1,296 | $5,292-75.5% | $4,321-70.0% | $4,754-72.7% |
| Participant deferral / active EE | $244 | $6,709-96.4% | $5,820-95.8% | $6,712-96.4% |
| Admin fee / account holder | $2,245 | $13,989-84.0% | $10,600-78.8% | $11,409-80.3% |