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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,161 | $97,648+238.1% | $121,663+171.4% | $87,485+277.4% |
| Participation rate | 95.6% | 70.5%+25.1pp | 74.5%+21.1pp | 68.9%+26.6pp |
| Annual return | 12.05% | 18.03%-6.0pp | 147.54%-135.5pp | 26.06%-14.0pp |
| Employer contribution / active EE | $4,000 | $2,300+73.9% | $3,020+32.5% | $2,596+54.1% |
| Participant deferral / active EE | $9,868 | $3,923+151.5% | $4,887+101.9% | $4,274+130.9% |
| Admin fee / account holder | $32,809 | $11,100+195.6% | $14,289+129.6% | $7,775+322.0% |