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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,974 | $92,766+56.3% | $82,763+75.2% | $134,545+7.8% |
| Participation rate | 33.3% | 75.2%-41.9pp | 72.6%-39.2pp | 81.2%-47.9pp |
| Annual return | -16.43% | 946.97%-963.4pp | 702.45%-718.9pp | 418.37%-434.8pp |
| Employer contribution / active EE | $737 | $3,273-77.5% | $3,008-75.5% | $4,742-84.5% |
| Participant deferral / active EE | $2,047 | $4,802-57.4% | $4,395-53.4% | $6,401-68.0% |
| Admin fee / account holder | $700 | $5,978-88.3% | $5,325-86.8% | $11,431-93.9% |