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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,653 | $157,304+44.1% | $141,197+60.5% | $152,909+48.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.91% | 64.34%-44.4pp | 71.41%-51.5pp | 345.46%-325.6pp |
| Employer contribution / active EE | $8,465 | $5,263+60.8% | $4,736+78.7% | $4,764+77.7% |
| Participant deferral / active EE | $6,578 | $7,111-7.5% | $6,710-2.0% | $5,851+12.4% |
| Admin fee / account holder | $1,434 | $12,126-88.2% | $10,265-86.0% | $11,601-87.6% |