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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,982 | $72,404-53.1% | $110,241-69.2% | $64,186-47.1% |
| Participation rate | 91.2% | 73.3%+17.8pp | 79.8%+11.4pp | 69.6%+21.6pp |
| Annual return | -8.42% | -6.29%-2.1pp | 314.75%-323.2pp | 7.63%-16.0pp |
| Employer contribution / active EE | $4,914 | $2,282+115.4% | $3,827+28.4% | $2,381+106.4% |
| Participant deferral / active EE | $4,665 | $3,469+34.5% | $4,672-0.1% | $3,470+34.5% |
| Admin fee / account holder | $653 | $5,664-88.5% | $8,548-92.4% | $4,888-86.6% |