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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,347 | $114,093-44.5% | $96,171-34.1% | $167,536-62.2% |
| Participation rate | 87.5% | 75.1%+12.4pp | 68.4%+19.1pp | 82.1%+5.4pp |
| Annual return | 10.89% | 190.00%-179.1pp | 192.04%-181.2pp | 478.82%-467.9pp |
| Employer contribution / active EE | $417 | $3,429-87.8% | $2,799-85.1% | $4,839-91.4% |
| Participant deferral / active EE | $8,098 | $5,197+55.8% | $4,350+86.2% | $6,342+27.7% |
| Admin fee / account holder | $7,810 | $6,899+13.2% | $5,538+41.0% | $12,315-36.6% |