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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,505 | $82,674-58.3% | $125,381-72.5% | $68,486-49.6% |
| Participation rate | 48.0% | 75.1%-27.1pp | 82.4%-34.4pp | 67.9%-19.9pp |
| Annual return | -16.01% | -5.97%-10.0pp | 572.31%-588.3pp | -7.85%-8.2pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,686 | $6,111-56.0% | $7,448-63.9% | $4,028-33.3% |
| Admin fee / account holder | $2,176 | $6,277-65.3% | $10,007-78.3% | $5,404-59.7% |