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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,898 | $148,629+209.4% | $135,982+238.2% | $139,487+229.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 8.46% | 79.33%-70.9pp | 68.32%-59.9pp | 373.84%-365.4pp |
| Employer contribution / active EE | $6,015 | $5,247+14.6% | $4,859+23.8% | $4,755+26.5% |
| Participant deferral / active EE | $19,200 | $8,102+137.0% | $7,760+147.4% | $6,713+186.0% |
| Admin fee / account holder | $2,316 | $12,406-81.3% | $10,767-78.5% | $11,407-79.7% |