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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,149 | $115,814-56.7% | $101,275-50.5% | $158,982-68.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 98.23% | 56.16%+42.1pp | 46.48%+51.7pp | 302.99%-204.8pp |
| Employer contribution / active EE | $4,674 | $4,176+11.9% | $3,660+27.7% | $4,763-1.9% |
| Participant deferral / active EE | $5,229 | $4,958+5.5% | $4,371+19.6% | $5,983-12.6% |
| Admin fee / account holder | $5,877 | $7,249-18.9% | $5,948-1.2% | $11,252-47.8% |