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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,260 | $97,732+80.4% | $83,831+110.3% | $135,380+30.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -6.75% | 1287.56%-1294.3pp | 850.99%-857.7pp | 519.81%-526.6pp |
| Employer contribution / active EE | $2,688 | $4,222-36.3% | $3,631-26.0% | $4,779-43.8% |
| Participant deferral / active EE | $10,061 | $4,683+114.9% | $4,082+146.5% | $5,609+79.4% |
| Admin fee / account holder | $1,353 | $6,675-79.7% | $5,479-75.3% | $10,828-87.5% |