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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,220 | $79,955-35.9% | $98,461-48.0% | $75,173-31.9% |
| Participation rate | 34.0% | 70.4%-36.3pp | 75.2%-41.1pp | 67.2%-33.2pp |
| Annual return | 17.24% | 19.75%-2.5pp | 21.17%-3.9pp | 160.72%-143.5pp |
| Employer contribution / active EE | $733 | $2,264-67.6% | $3,049-75.9% | $2,671-72.5% |
| Participant deferral / active EE | $2,619 | $3,752-30.2% | $4,738-44.7% | $4,126-36.5% |
| Admin fee / account holder | $530 | $6,841-92.3% | $8,961-94.1% | $5,651-90.6% |