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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,037 | $85,060+45.8% | $70,565+75.8% | $139,487-11.1% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 24.56% | 30.39%-5.8pp | 32.79%-8.2pp | 373.84%-349.3pp |
| Employer contribution / active EE | $11,687 | $3,912+198.7% | $2,976+292.7% | $4,755+145.8% |
| Participant deferral / active EE | $19,463 | $5,891+230.4% | $4,568+326.0% | $6,713+189.9% |
| Admin fee / account holder | $878 | $8,932-90.2% | $6,430-86.3% | $11,407-92.3% |