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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,787 | $109,411-12.5% | $89,435+7.1% | $158,982-39.7% |
| Participation rate | 58.3% | 74.3%-15.9pp | 68.0%-9.7pp | 82.0%-23.6pp |
| Annual return | 7.95% | 345.68%-337.7pp | 245.55%-237.6pp | 302.99%-295.0pp |
| Employer contribution / active EE | $2,088 | $3,173-34.2% | $2,587-19.3% | $4,763-56.2% |
| Participant deferral / active EE | $5,981 | $4,600+30.0% | $3,890+53.7% | $5,9830% |
| Admin fee / account holder | $98,728 | $6,159+1503.1% | $4,884+1921.3% | $11,252+777.5% |