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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,853 | $150,447-10.4% | $136,298-1.1% | $147,586-8.6% |
| Participation rate | 84.6% | 84.4%+0.2pp | 81.9%+2.7pp | 82.8%+1.8pp |
| Annual return | 20.24% | 1049.15%-1028.9pp | 5156.27%-5136.0pp | 578.59%-558.4pp |
| Employer contribution / active EE | $15,071 | $5,256+186.7% | $4,696+221.0% | $4,876+209.1% |
| Participant deferral / active EE | $355 | $6,631-94.6% | $6,247-94.3% | $5,439-93.5% |
| Admin fee / account holder | $4,882 | $10,906-55.2% | $9,244-47.2% | $10,886-55.2% |