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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,844 | $79,955+97.4% | $98,461+60.3% | $75,173+110.0% |
| Participation rate | 45.5% | 70.4%-24.9pp | 75.2%-29.7pp | 67.2%-21.7pp |
| Annual return | 14.18% | 19.75%-5.6pp | 21.17%-7.0pp | 160.72%-146.5pp |
| Employer contribution / active EE | $0 | $2,264-100.0% | $3,049-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,668 | $3,752-28.9% | $4,738-43.7% | $4,126-35.3% |
| Admin fee / account holder | $7,150 | $6,841+4.5% | $8,961-20.2% | $5,651+26.5% |