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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,673 | $75,962+389.3% | $154,111+141.2% | $64,173+479.2% |
| Participation rate | 98.2% | 70.4%+27.8pp | 83.0%+15.2pp | 69.6%+28.7pp |
| Annual return | -8.20% | 30.32%-38.5pp | 735.18%-743.4pp | 7.63%-15.8pp |
| Employer contribution / active EE | $29,002 | $3,350+765.7% | $5,298+447.4% | $2,381+1118.1% |
| Participant deferral / active EE | $14,707 | $3,175+363.3% | $5,081+189.5% | $3,470+323.9% |
| Admin fee / account holder | $13,316 | $5,589+138.3% | $13,411-0.7% | $4,887+172.5% |