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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,258 | $91,037+25.5% | $71,671+59.4% | $147,586-22.6% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 18.53% | 20.48%-1.9pp | 20.65%-2.1pp | 578.59%-560.1pp |
| Employer contribution / active EE | $13,086 | $3,327+293.3% | $2,460+432.0% | $4,876+168.3% |
| Participant deferral / active EE | $8,300 | $4,498+84.5% | $3,438+141.4% | $5,439+52.6% |
| Admin fee / account holder | $2,352 | $8,613-72.7% | $5,558-57.7% | $10,886-78.4% |