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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,559 | $106,280-37.4% | $96,538-31.1% | $139,487-52.3% |
| Participation rate | 81.0% | 77.8%+3.1pp | 74.3%+6.6pp | 80.3%+0.6pp |
| Annual return | 14.35% | 38.48%-24.1pp | 35.74%-21.4pp | 373.84%-359.5pp |
| Employer contribution / active EE | $6,704 | $4,107+63.2% | $3,740+79.2% | $4,755+41.0% |
| Participant deferral / active EE | $3,772 | $5,457-30.9% | $4,880-22.7% | $6,713-43.8% |
| Admin fee / account holder | $1,500 | $7,888-81.0% | $6,737-77.7% | $11,407-86.8% |