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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,329 | $96,508+90.0% | $75,901+141.5% | $152,897+19.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 13.46% | 33.99%-20.5pp | 30.76%-17.3pp | 345.43%-332.0pp |
| Employer contribution / active EE | $5,840 | $3,310+76.4% | $2,501+133.5% | $4,764+22.6% |
| Participant deferral / active EE | $810 | $4,554-82.2% | $3,603-77.5% | $5,851-86.2% |
| Admin fee / account holder | $9,800 | $8,081+21.3% | $5,420+80.8% | $11,599-15.5% |