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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,855 | $190,916-85.4% | $160,037-82.6% | $134,545-79.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -21.97% | 552.79%-574.8pp | 408.95%-430.9pp | 418.37%-440.3pp |
| Employer contribution / active EE | $3,622 | $4,996-27.5% | $4,226-14.3% | $4,742-23.6% |
| Participant deferral / active EE | $5,825 | $6,925-15.9% | $6,184-5.8% | $6,401-9.0% |
| Admin fee / account holder | $1,501 | $10,497-85.7% | $8,716-82.8% | $11,431-86.9% |