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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,549 | $131,835-49.5% | $108,582-38.7% | $273,972-75.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 6.27% | -91.57%+97.8pp | -51.70%+58.0pp | 41.46%-35.2pp |
| Employer contribution / active EE | $2,197 | $4,913-55.3% | $3,758-41.5% | $4,869-54.9% |
| Participant deferral / active EE | $3,457 | $5,127-32.6% | $4,311-19.8% | $5,287-34.6% |
| Admin fee / account holder | $364 | $10,253-96.5% | $7,645-95.2% | $10,133-96.4% |