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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,146 | $95,979-89.4% | $74,551-86.4% | $135,380-92.5% |
| Participation rate | 60.0% | 75.7%-15.7pp | 69.1%-9.1pp | 82.6%-22.6pp |
| Annual return | -17.98% | 56.97%-74.9pp | 32.53%-50.5pp | 519.81%-537.8pp |
| Employer contribution / active EE | $2,073 | $2,716-23.7% | $1,961+5.7% | $4,779-56.6% |
| Participant deferral / active EE | $2,967 | $3,844-22.8% | $3,108-4.5% | $5,609-47.1% |
| Admin fee / account holder | $0 | $6,522-100.0% | $5,059-100.0% | $10,828-100.0% |