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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,779 | $100,938+76.1% | $90,461+96.5% | $158,982+11.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 18.58% | 1727.20%-1708.6pp | 1294.76%-1276.2pp | 302.99%-284.4pp |
| Employer contribution / active EE | $2,638 | $3,691-28.5% | $3,264-19.2% | $4,763-44.6% |
| Participant deferral / active EE | $6,742 | $4,350+55.0% | $3,964+70.1% | $5,983+12.7% |
| Admin fee / account holder | $11,219 | $6,510+72.3% | $5,617+99.7% | $11,252-0.3% |