Filings through Sep 24, 2026.

Retirement plan

Western Beef Retail, Inc. 401(k) Profit Sharing Plan

Name: WESTERN BEEF RETAIL, INC - WESTERN BEEF RETAIL, INC. 401(K) PROFIT SHARING PLAN (2024) Form 5500
Creator: WESTERN BEEF RETAIL, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WESTERN BEEF RETAIL, INC. 401(K) PROFIT SHARING PLAN, WESTERN BEEF RETAIL, INC

Western Beef Retail, IncEIN 11-2778081Plan #001PY 2024

47 05 METROPOLITAN AVENUE - RIDGEWOOD, NY 11385718-628-2444LinkedIn11-50 employeesretail

Prospect flagsLow returnsLow participationLow employer contributionLow participant contributionFew collective trustsFund lineup: 13 funds, $26.4M

How to read this page

Total assets (EOY)

$28.5M

+10.3% from 2023

Total participants

2,190

+45.6% from 2023

Average account balance

$37,017

+43.5% from 2023

Annual return

11.48%

-2.22 pp from 2023

Benchmarks

See 393 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants1,000-4,999

Cohort393 peers

Snapshot2024

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Analytics

See the 5-year trajectory with Solo.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY4 years Service code 27 1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004	Advisory (Plan)	$49,101
PENTEGRA SERVICES, INC.3 years Filed as: PENTEGRA SERVICES INC Service code 13 5350 SEVENTY SEVEN CENTER DR · CHARLOTTE, NC 28217	Contract Administrator	$43,802

Fund lineup

CSV with Pro

13 funds of $250K or more; 8 lines in all, holding $26.4M of the plan's $28.5M. From the 2024 filing. Recordkeeper: Pentegra Services.

In collective trusts0%median 0% for plans of $5M to $50M (35,181 plans)

In index funds3%median 21% for plans of $5M to $50M (35,181 plans)

In the main target-date series88%median 36% for plans of $5M to $50M (35,181 plans)

Employer stockNo

Target-date series: American Funds Target Date, mutual fund, 88% of fund dollars

Fund	Manager	Vehicle	Dollars	% of funds%
American Funds Target Date Capital Group · Mutual fund Target-date, 11 vintages	Capital Group	Mutual fund	$23.3M	88.1%
Investment (e) Value American Funds 20 Capital Group · Mutual fund	Capital Group	Mutual fund	$1.2M	4.7%
Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund Index	Fidelity (FMR)	Mutual fund	$660K	2.5%
GWI Fixed Account - Series Class I Manager not matched · Insurance contract	Not yet matched	Insurance contract	$406K	1.5%
Fidelity Advisor Small Cap Fund Class Z Fidelity (FMR) · Mutual fund	Fidelity (FMR)	Mutual fund	$279K	1.1%
Janus Henderson Growth and Income Fund Class N Janus Henderson · Mutual fund	Janus Henderson	Mutual fund	$213K	0.8%
Allspring Special Mid Cap Value Fund Class R6 Allspring · Mutual fund	Allspring	Mutual fund	$186K	0.7%
JPMorgan Emerging Markets Equity Fund Class R6 JPMorgan · Mutual fund	JPMorgan	Mutual fund	$135K	0.5%

Covers 61,314 large plans that list their funds in their annual filing. Updated Nov 2, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$61K

$30 / participant

Contract admin$61K100.0%

% of EOY assets

0.213%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: PLANCHEC(K) CPAS
Auditor EIN: 842614035
Audit fees: (not subdivided)
Opinion code: Unqualified

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Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY4 years

Service code 27

1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004

Advisory (Plan)

$49,101

PENTEGRA SERVICES, INC.3 years

Filed as: PENTEGRA SERVICES INC

Service code 13

5350 SEVENTY SEVEN CENTER DR · CHARLOTTE, NC 28217

Contract Administrator

$43,802

Fund

Dollars

% of funds%

American Funds Target Date

Capital Group · Mutual fund

Target-date, 11 vintages

$23.3M

88.1%

Investment (e) Value American Funds 20

Capital Group · Mutual fund

$1.2M

4.7%

Fidelity 500 Index Fund

Fidelity (FMR) · Mutual fund

Index

$660K

2.5%

GWI Fixed Account - Series Class I

Manager not matched · Insurance contract

$406K

1.5%

Fidelity Advisor Small Cap Fund Class Z

Fidelity (FMR) · Mutual fund

$279K

1.1%

Janus Henderson Growth and Income Fund Class N

Janus Henderson · Mutual fund

$213K

0.8%

Allspring Special Mid Cap Value Fund Class R6

Allspring · Mutual fund

$186K

0.7%

JPMorgan Emerging Markets Equity Fund Class R6

JPMorgan · Mutual fund

$135K

0.5%

Western Beef Retail, Inc. 401(k) Profit Sharing Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Western Beef Retail, Inc. 401(k) Profit Sharing Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion