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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,388 | $91,536-73.4% | $130,062-81.2% | $75,177-67.6% |
| Participation rate | 39.3% | 71.5%-32.2pp | 78.5%-39.2pp | 67.2%-27.9pp |
| Annual return | 38.07% | -631.62%+669.7pp | -137.37%+175.4pp | 160.75%-122.7pp |
| Employer contribution / active EE | $0 | $2,845-100.0% | $4,322-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,711 | $4,343-14.6% | $5,821-36.3% | $4,126-10.1% |
| Admin fee / account holder | $94 | $6,780-98.6% | $10,601-99.1% | $5,651-98.3% |