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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,035 | $124,330+108.3% | $109,173+137.3% | $167,536+54.6% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 8.48% | 26.04%-17.6pp | 25.75%-17.3pp | 478.82%-470.3pp |
| Employer contribution / active EE | $14,345 | $4,209+240.8% | $3,723+285.3% | $4,839+196.4% |
| Participant deferral / active EE | $8,259 | $5,256+57.1% | $4,654+77.5% | $6,342+30.2% |
| Admin fee / account holder | $5,481 | $7,974-31.3% | $6,755-18.9% | $12,315-55.5% |