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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,578,492 | $166,242+849.5% | $165,071+856.3% | $145,884+982.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 8.29% | 100.44%-92.2pp | 70.17%-61.9pp | 551.85%-543.6pp |
| Employer contribution / active EE | $38,235 | $5,283+623.8% | $4,347+779.5% | $4,662+720.1% |
| Participant deferral / active EE | $20,333 | $6,964+192.0% | $6,035+236.9% | $6,690+204.0% |
| Admin fee / account holder | $59,421 | $16,658+256.7% | $12,695+368.1% | $13,392+343.7% |