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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,289 | $67,602+51.3% | $82,312+24.3% | $70,126+45.9% |
| Participation rate | 96.4% | 72.8%+23.7pp | 76.9%+19.5pp | 69.5%+26.9pp |
| Annual return | 7.24% | 21.57%-14.3pp | 25.88%-18.6pp | 73.15%-65.9pp |
| Employer contribution / active EE | $6,794 | $1,755+287.1% | $2,428+179.8% | $2,343+190.0% |
| Participant deferral / active EE | $2,834 | $2,987-5.1% | $3,706-23.5% | $3,332-14.9% |
| Admin fee / account holder | $3,123 | $4,512-30.8% | $5,608-44.3% | $4,645-32.8% |