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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,841 | $77,449-83.4% | $69,483-81.5% | $152,909-91.6% |
| Participation rate | 37.5% | 78.1%-40.6pp | 74.6%-37.1pp | 82.5%-45.0pp |
| Annual return | 30.09% | 39.09%-9.0pp | 28.99%+1.1pp | 345.46%-315.4pp |
| Employer contribution / active EE | $686 | $3,316-79.3% | $2,780-75.3% | $4,764-85.6% |
| Participant deferral / active EE | $1,320 | $4,415-70.1% | $3,537-62.7% | $5,851-77.4% |
| Admin fee / account holder | $555 | $6,210-91.1% | $3,841-85.6% | $11,601-95.2% |