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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,514 | $54,370+97.7% | $82,763+29.9% | $68,490+57.0% |
| Participation rate | 80.6% | 63.9%+16.7pp | 72.6%+8.1pp | 67.9%+12.7pp |
| Annual return | -17.90% | -13.67%-4.2pp | 702.45%-720.4pp | -7.85%-10.0pp |
| Employer contribution / active EE | $4,021 | $2,219+81.2% | $3,008+33.7% | $2,597+54.8% |
| Participant deferral / active EE | $10,182 | $3,247+213.6% | $4,395+131.7% | $4,028+152.8% |
| Admin fee / account holder | $11,590 | $4,398+163.5% | $5,325+117.6% | $5,403+114.5% |