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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,209 | $102,429+89.6% | $147,096+32.0% | $80,925+140.0% |
| Participation rate | 96.3% | 75.9%+20.4pp | 82.2%+14.1pp | 67.7%+28.6pp |
| Annual return | 19.25% | 135.02%-115.8pp | 419.75%-400.5pp | 35.65%-16.4pp |
| Employer contribution / active EE | $8,107 | $3,716+118.2% | $4,936+64.2% | $2,756+194.1% |
| Participant deferral / active EE | $7,520 | $6,649+13.1% | $8,071-6.8% | $4,299+74.9% |
| Admin fee / account holder | $10,395 | $7,957+30.6% | $13,005-20.1% | $6,940+49.8% |