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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,496 | $100,262-78.6% | $81,370-73.6% | $145,897-85.3% |
| Participation rate | 53.3% | 74.3%-20.9pp | 69.5%-16.2pp | 80.3%-27.0pp |
| Annual return | 11.08% | 34.52%-23.4pp | 24.85%-13.8pp | 552.29%-541.2pp |
| Employer contribution / active EE | $1,228 | $2,979-58.8% | $2,464-50.2% | $4,663-73.7% |
| Participant deferral / active EE | $2,203 | $4,612-52.2% | $3,885-43.3% | $6,689-67.1% |
| Admin fee / account holder | $7,199 | $8,163-11.8% | $5,749+25.2% | $13,390-46.2% |