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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,496 | $100,147-78.5% | $81,286-73.6% | $145,877-85.3% |
| Participation rate | 53.3% | 74.2%-20.9pp | 69.5%-16.2pp | 80.3%-27.0pp |
| Annual return | 11.08% | 34.44%-23.4pp | 24.80%-13.7pp | 551.28%-540.2pp |
| Employer contribution / active EE | $1,228 | $2,977-58.8% | $2,463-50.1% | $4,663-73.7% |
| Participant deferral / active EE | $2,203 | $4,607-52.2% | $3,883-43.3% | $6,691-67.1% |
| Admin fee / account holder | $7,199 | $8,201-12.2% | $5,764+24.9% | $13,402-46.3% |