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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,792 | $209,425+5.4% | $178,499+23.7% | $158,966+38.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.32% | 188.80%-176.5pp | 151.10%-138.8pp | 302.95%-290.6pp |
| Employer contribution / active EE | $6,187 | $5,707+8.4% | $5,011+23.5% | $4,762+29.9% |
| Participant deferral / active EE | $3,938 | $5,955-33.9% | $5,202-24.3% | $5,983-34.2% |
| Admin fee / account holder | $15,198 | $17,078-11.0% | $13,986+8.7% | $11,250+35.1% |