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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,986 | $78,707-61.9% | $117,861-74.6% | $70,126-57.2% |
| Participation rate | 79.7% | 73.2%+6.6pp | 79.7%+0.1pp | 69.5%+10.2pp |
| Annual return | 18.99% | 23.30%-4.3pp | 335.11%-316.1pp | 73.15%-54.2pp |
| Employer contribution / active EE | $1,044 | $2,223-53.1% | $3,786-72.4% | $2,343-55.4% |
| Participant deferral / active EE | $2,258 | $3,297-31.5% | $4,482-49.6% | $3,332-32.2% |
| Admin fee / account holder | $2,602 | $5,066-48.6% | $8,021-67.6% | $4,645-44.0% |