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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,708 | $91,911+138.0% | $68,612+218.8% | $135,380+61.6% |
| Participation rate | 33.3% | 76.7%-43.4pp | 72.2%-38.9pp | 82.6%-49.3pp |
| Annual return | -6.90% | -8.22%+1.3pp | -4.63%-2.3pp | 519.81%-526.7pp |
| Employer contribution / active EE | $1,033 | $3,924-73.7% | $2,625-60.6% | $4,779-78.4% |
| Participant deferral / active EE | $3,592 | $4,315-16.8% | $3,311+8.5% | $5,609-36.0% |
| Admin fee / account holder | $979 | $9,240-89.4% | $5,131-80.9% | $10,828-91.0% |