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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,052 | $64,359-23.8% | $90,161-45.6% | $70,124-30.1% |
| Participation rate | 59.0% | 70.4%-11.5pp | 76.9%-17.9pp | 69.5%-10.6pp |
| Annual return | 19.80% | 28.13%-8.3pp | 34.89%-15.1pp | 73.14%-53.3pp |
| Employer contribution / active EE | $1,027 | $2,046-49.8% | $3,318-69.0% | $2,342-56.1% |
| Participant deferral / active EE | $2,820 | $4,389-35.7% | $5,287-46.7% | $3,332-15.4% |
| Admin fee / account holder | $1,786 | $3,945-54.7% | $5,943-69.9% | $4,645-61.5% |