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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,851 | $101,778+46.3% | $164,975-9.8% | $80,925+83.9% |
| Participation rate | 97.5% | 71.8%+25.6pp | 78.6%+18.9pp | 67.7%+29.8pp |
| Annual return | 17.13% | 16.73%+0.4pp | 70.12%-53.0pp | 35.65%-18.5pp |
| Employer contribution / active EE | $2,844 | $2,954-3.7% | $4,343-34.5% | $2,756+3.2% |
| Participant deferral / active EE | $3,065 | $4,477-31.5% | $6,033-49.2% | $4,299-28.7% |
| Admin fee / account holder | $7,929 | $8,221-3.6% | $12,688-37.5% | $6,940+14.2% |