| Provider | Service type | Compensation |
|---|---|---|
JOINT INDUSTRY BOARD7+ years Service code 14 · EIN 13-0891035 | Plan Administrator | $2,385,370 |
Filed as: PRUDENTIAL RETIREMENT INS & ANNUITY Service code 13 · EIN 06-1050034 | Contract Administrator | $1,357,848 |
Filed as: ALLIANT INSURANCE SERVICES INC. Service code 23 · EIN 33-0785439 | Insurance services; Direct payment fr... | $598,384 |
THE SEGAL COMPANY1 year Filed as: SEGAL MARCO ADVISORS Service code 28 · EIN 13-2646110 | Investment Management | $136,702 |
STATE STREET GLOBAL ADVISORS3 years Filed as: STATE STREET BANK & TRUST COMPANY Service code 28 · EIN 04-1867445 | Investment Management | $49,041 |
COHEN & STEERS7+ years Filed as: COHEN, WEISS AND SIMON LLP Service code 29 · EIN 13-1592323 | Legal | $33,693 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,242 | $65,673+358.7% | $109,191+175.9% | $106,520+182.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 75.9%+24.1pp | 71.3%+28.7pp |
| Annual return | 7.10% | 15.69%-8.6pp | 25.76%-18.7pp | 19.28%-12.2pp |
| Employer contribution / active EE | $17,547 | $4,042+334.1% | $3,723+371.3% | $2,840+517.8% |
| Participant deferral / active EE | $8,333 | $3,449+141.6% | $4,653+79.1% | $4,948+68.4% |
| Admin fee / account holder | $306 | $107+186.1% | $6,756-95.5% | $75+310.9% |