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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,406 | $102,393+255.9% | $147,041+147.8% | $80,911+350.4% |
| Participation rate | 97.0% | 75.9%+21.1pp | 82.2%+14.8pp | 67.6%+29.3pp |
| Annual return | 16.64% | 134.95%-118.3pp | 419.21%-402.6pp | 35.63%-19.0pp |
| Employer contribution / active EE | $3,871 | $3,715+4.2% | $4,935-21.6% | $2,756+40.4% |
| Participant deferral / active EE | $7,982 | $6,647+20.1% | $8,071-1.1% | $4,297+85.7% |
| Admin fee / account holder | $14,291 | $7,943+79.9% | $13,006+9.9% | $6,935+106.1% |