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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,406 | $102,422+255.8% | $147,117+147.7% | $80,959+350.1% |
| Participation rate | 97.0% | 75.9%+21.1pp | 82.2%+14.8pp | 67.7%+29.3pp |
| Annual return | 16.64% | 135.16%-118.5pp | 420.54%-403.9pp | 35.67%-19.0pp |
| Employer contribution / active EE | $3,871 | $3,717+4.1% | $4,932-21.5% | $2,757+40.4% |
| Participant deferral / active EE | $7,982 | $6,652+20.0% | $8,065-1.0% | $4,300+85.6% |
| Admin fee / account holder | $14,291 | $7,953+79.7% | $12,993+10.0% | $6,925+106.4% |