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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,703 | $88,707-4.5% | $74,184+14.2% | $273,972-69.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -2.73% | 11.94%-14.7pp | 17.74%-20.5pp | 41.46%-44.2pp |
| Employer contribution / active EE | $1,316 | $3,159-58.4% | $2,370-44.5% | $4,869-73.0% |
| Participant deferral / active EE | $0 | $4,212-100.0% | $3,550-100.0% | $5,287-100.0% |
| Admin fee / account holder | $1,455 | $8,717-83.3% | $5,586-73.9% | $10,133-85.6% |