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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,802 | $96,678+1.2% | $86,640+12.9% | $139,466-29.9% |
| Participation rate | 66.7% | 74.4%-7.7pp | 71.7%-5.0pp | 80.3%-13.7pp |
| Annual return | 19.72% | 106.69%-87.0pp | 592.52%-572.8pp | 373.66%-353.9pp |
| Employer contribution / active EE | $9,557 | $3,265+192.7% | $3,024+216.0% | $4,754+101.0% |
| Participant deferral / active EE | $8,436 | $4,837+74.4% | $4,438+90.1% | $6,712+25.7% |
| Admin fee / account holder | $2,341 | $6,410-63.5% | $5,616-58.3% | $11,409-79.5% |