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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,095 | $142,409+2.6% | $119,634+22.1% | $134,545+8.6% |
| Participation rate | 60.9% | 82.8%-22.0pp | 79.3%-18.4pp | 81.2%-20.4pp |
| Annual return | -19.09% | -12.46%-6.6pp | -14.98%-4.1pp | 418.37%-437.5pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $6,149 | $6,468-4.9% | $5,601+9.8% | $6,401-3.9% |
| Admin fee / account holder | $604 | $13,594-95.6% | $10,329-94.2% | $11,431-94.7% |