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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,589 | $99,875+23.7% | $146,866-15.8% | $86,983+42.1% |
| Participation rate | 66.7% | 75.8%-9.1pp | 82.5%-15.8pp | 69.5%-2.9pp |
| Annual return | 14.55% | 28.10%-13.5pp | 102.85%-88.3pp | 25.83%-11.3pp |
| Employer contribution / active EE | $3,462 | $3,224+7.4% | $4,425-21.8% | $2,584+34.0% |
| Participant deferral / active EE | $7,867 | $6,322+24.4% | $7,759+1.4% | $4,194+87.6% |
| Admin fee / account holder | $44 | $7,838-99.4% | $13,620-99.7% | $7,856-99.4% |