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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,589 | $106,524+16.0% | $152,301-18.9% | $87,485+41.3% |
| Participation rate | 66.7% | 75.8%-9.1pp | 82.4%-15.8pp | 68.9%-2.3pp |
| Annual return | 14.55% | 26.89%-12.3pp | 80.50%-65.9pp | 26.06%-11.5pp |
| Employer contribution / active EE | $3,462 | $3,371+2.7% | $4,624-25.1% | $2,596+33.3% |
| Participant deferral / active EE | $7,867 | $6,525+20.6% | $8,004-1.7% | $4,274+84.1% |
| Admin fee / account holder | $44 | $8,287-99.5% | $14,398-99.7% | $7,775-99.4% |