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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,744 | $162,136+26.3% | $152,301+34.4% | $154,746+32.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 7.67% | 91.02%-83.4pp | 80.50%-72.8pp | 172.34%-164.7pp |
| Employer contribution / active EE | $2,394 | $4,890-51.0% | $4,624-48.2% | $4,379-45.3% |
| Participant deferral / active EE | $6,423 | $8,341-23.0% | $8,004-19.8% | $6,730-4.6% |
| Admin fee / account holder | $1,083 | $15,759-93.1% | $14,398-92.5% | $14,365-92.5% |