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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,744 | $155,555+31.6% | $146,866+39.4% | $155,188+31.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 7.67% | 115.41%-107.7pp | 102.85%-95.2pp | 148.84%-141.2pp |
| Employer contribution / active EE | $2,394 | $4,647-48.5% | $4,425-45.9% | $4,248-43.6% |
| Participant deferral / active EE | $6,423 | $8,044-20.2% | $7,759-17.2% | $6,531-1.7% |
| Admin fee / account holder | $1,083 | $14,755-92.7% | $13,620-92.0% | $14,480-92.5% |