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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,744 | $156,398+30.9% | $147,318+39.0% | $138,895+47.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 7.67% | 78.75%-71.1pp | 70.43%-62.8pp | 145.39%-137.7pp |
| Employer contribution / active EE | $2,394 | $4,853-50.7% | $4,593-47.9% | $4,194-42.9% |
| Participant deferral / active EE | $6,423 | $8,237-22.0% | $7,906-18.8% | $6,396+0.4% |
| Admin fee / account holder | $1,083 | $14,976-92.8% | $13,708-92.1% | $12,562-91.4% |